Real Estate Underwriter

Real Estate Underwriting & Deal Evaluation Specialist (Wholesale / Investment)
Company: Zeltura
Location: Manhattan, NY (Remote Flexibility)
Compensation: $4/hr $640/mo $7680/yr

About Zeltura
Zeltura is a fast-growing real estate investment and wholesaling firm operating across multiple high-performing U.S. markets. We acquire off-market properties and move them quickly through one of the strongest and fastest-growing buyer networks in the industry.
Our underwriting division is the backbone of our operation — responsible for determining value, analyzing deal potential, and ensuring only profitable opportunities move to our buyers.
About the Role
As a Real Estate Underwriting & Deal Evaluation Specialist, you are responsible for quickly and accurately underwriting all incoming deals brought in by the acquisitions team.
You will analyze 100–150 properties per day, determine accurate ARVs, recommended offer ranges, and target assignment spreads, and provide fast feedback to acquisitions so they can move deals forward or kill bad ones immediately.
This is a high-volume, fast-paced role for someone who is sharp, analytical, decisive, and able to work quickly without sacrificing accuracy.





Key Responsibilities
Underwrite ALL (100–150 properties) per day from the Acquisitions team.


Determine accurate ARV (After Repair Value) using MLS comps, public data, active listings, and recent sales.


Calculate MAO (Maximum Allowable Offer) and recommended offer range for each deal.


Identify and tag property condition levels, renovation assumptions, and estimated repair values.


Evaluate the target assignment spread and determine how much Zeltura can sell the deal for.


Verify agent notes, seller notes, photos, and additional documents to confirm value.


Provide fast feedback to the acquisitions team through CRM tags, notes, and recommended pricing.


Collaborate with the Dispo team to ensure alignment between underwriting values and buyer demand.


Maintain organization and accuracy across all daily underwriting assignments.


Participate in weekly training on market updates, pricing trends, and comp analysis.











Performance Standards (KPIs)
Your success is measured by:
100–150 deals underwritten per day (non-negotiable KPI)


Accuracy of ARVs and offer recommendations


Speed-to-feedback time to Acquisitions


CRM accuracy and clean notes


Consistent participation in training and calibration sessions


Ability to hit volume targets without sacrificing quality


Training & Support
You will receive:
Full Underwriting SOPs


ARV training frameworks


MAO calculation tools


Comp selection guides


Weekly training sessions on pricing, trends, and comp interpretation


Real-world deal examples and calibration sessions


Access to MLS, PropStream, Privy, Redfin, Zillow, and internal sales data





Compensation Structure
Competitive salary based on experience


Performance bonuses based on accuracy and volume


Growth-based raises tied to consistency


Potential leadership opportunity for senior underwriters


Growth Opportunities
Top-performing underwriters can advance into:
Senior Underwriter


Underwriting Trainer


Market Pricing Analyst


Acquisitions Manager (for those who want to transition to sales)


Dispositions Pricing Strategist


Leadership roles include:
Managing underwriters


Overseeing market evaluations


Building pricing frameworks


Higher compensation and bonuses


Who Thrives Here
? Analytical thinkers who enjoy numbers and research
? Fast workers who can make decisions quickly
? People who love comping properties and solving value puzzles
? Detail-oriented professionals who stay organized
? Individuals who enjoy supporting a fast-paced sales environment
? Those who love being the “decision maker” behind whether a deal is good or not

Who Won’t Fit
? Slow workers who struggle with high-volume tasks
? People who dislike numbers or data
? Anyone who cannot stay consistent and organized
? Individuals who avoid accountability or structure
? Those who need constant supervision or hand-holding

Requirements
Strong understanding of real estate valuation (ARV, MAO, comps, repairs)


Experience in wholesaling, underwriting, analyzing comps, or related fields


Fast computer skills and ability to evaluate 100–150 deals/day


Ability to identify good comps, bad comps, and price trends


Reliable laptop, Wi-Fi, and quiet workspace


Strong attention to detail


Ability to make decisions quickly


Why Zeltura
You’ll be the financial engine behind the entire company — determining which deals live, which deals die, and what price we attack. Your evaluations directly impact revenue, speed, and competitive advantage.
If you want to make an impact, sharpen elite valuation skills, and be part of a fast-scaling investment company — Zeltura is the place to grow.