Credit Repair Expert

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TYPE OF WORK

Part Time

WAGE / SALARY

175

HOURS PER WEEK

25

DATE UPDATED

Jun 5, 2026

JOB OVERVIEW

Virtual Assistant – Credit Repair Specialist
Company: Luck Legacy Financial
Position Type: Remote Contract Position
About Us
Luck Legacy Financial is seeking an experienced Credit Repair Virtual Assistant to support client onboarding, dispute processing, compliance tasks, and customer communication.
Requirements
Minimum 5 years of credit repair experience
Extensive knowledge of credit reporting and dispute procedures
Experience using Client Dispute Manager (CDM)
Ability to prepare and submit FTC Identity Theft Reports
Ability to assist with CFPB complaints and documentation
Experience reviewing credit reports from all three bureaus
Strong understanding of FCRA, FDCPA, and consumer rights
Strong understanding of credit disputes, credit reporting, and bureau procedures
Ability to analyze, challenge, and dispute:
Charge-Offs
Collections
Late Payments
Repossessions
Bankruptcies
Hard Inquiries
Identity Theft Accounts
Reporting Inaccuracies and Errors
Knowledge of Metro 2 reporting standards and common reporting violations is preferred
Excellent written and verbal English communication skills
Reliable internet connection and computer
Ability to work independently and meet deadlines
Responsibilities
Analyze client credit reports
Create and manage dispute campaigns in Client Dispute Manager
Draft dispute letters and supporting documentation
Assist clients with FTC reports when applicable
Prepare CFPB complaints when necessary
Track dispute progress and update client files
Respond to client inquiries via email and CRM
Maintain accurate records and notes
Preferred Qualifications
Previous work with a credit repair company
Experience with Metro 2 reporting issues
Knowledge of identity theft and fraud documentation
Experience with consumer finance or financial services
Application Instructions
To apply, please provide:
Resume
Years of credit repair experience
Experience using Client Dispute Manager
Examples of FTC and CFPB filings completed
Expected hourly rate
Availability and time zone
Only candidates with verifiable credit repair experience will be considered.

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